Bengaluru: TVS Credit Q1 FY27 financial results reflected strong business momentum as TVS Credit Services Limited, part of TVS VENU and one of India’s leading Non-Banking Financial Companies (NBFCs), reported a 31% year-on-year growth in disbursements for the quarter ended June 30, 2026.
The company also posted a Total Income of ₹1,918 crores, up 13% from the corresponding quarter last year, while Profit After Tax (PAT) increased 15% to Rs. 208 crores.
The TVS Credit Q1 FY27 performance was supported by sustained demand across retail financing segments, expansion in customer reach, and continued investments in artificial intelligence (AI), data analytics, and technology capabilities.
TVS Credit Q1 FY27 Financial Highlights
TVS Credit reported Assets Under Management (AUM) of ₹32,053 crores as of June 30, 2026, marking a 19% growth compared with Rs. 26,898 crores recorded on June 30, 2025.
The company’s Total Income for TVS Credit Q1 FY27 stood at ₹1,918 crores, representing a 13% increase over Rs. 1,697 crores reported in Q1 FY26.
Profit After Tax (PAT) reached ₹208 crores, registering a 15% growth compared to ₹181 crores during the same period last year.
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Growth Driven by Retail Financing Demand
During TVS Credit Q1 FY27, the company reported sustained growth in disbursements, supported by improving consumption demand and healthy traction across key retail financing segments.
Consumer durables financing recorded growth driven by higher discretionary spending, premiumisation, and increased market reach and penetration.
The two-wheeler financing segment also witnessed strong demand, supported by steady participation from semi-urban and rural markets, marriage season purchases, and continued growth in electric vehicle financing.
Continued Investments in AI and Technology
As part of its strategic initiatives during TVS Credit Q1 FY27, the company continued to strengthen its capabilities in artificial intelligence (AI), data and analytics, and technology to enhance risk assessment, customer experience, and operational efficiency.
TVS Credit also expanded its footprint across semi-urban and rural India, increasing its network to nearly 62,000 touchpoints nationwide.
Customer Base Continues to Expand
In TVS Credit Q1 FY27, the company disbursed loans to more than 14 lakh new customers, taking its overall customer base to nearly 2.6 crore.
TVS Credit Q1 FY27 Financial SnapshotParticulars Q1 FY26 Q1 FY27 Growth Assets Under Management (AUM) Rs. 26,898 crores Rs. 32,053 crores 19% Total Income Rs. 1,697 crores Rs. 1,918 crores 13% Profit After Tax (PAT) Rs. 181 crores Rs. 208 crores 15%
