Mumbai: Torus Digital, a leading wealth-tech platform, has entered a strategic partnership with Suryoday Small Finance Bank (SSFB) to launch a 3-in-1 Savings and Investment Account.
This integrated solution merges savings, trading, and demat services into one seamless digital offering, tailored for the next generation of retail investors.
As India’s digital investment space rapidly expands – adding nearly 2 million accounts monthly – Torus Digital and SSFB aim to address the growing demand for simplified, affordable financial products.
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Torus Digital – Suryoday SSB: 3-in-1 account offers
- Zero-balance savings account with interest rates up to 7.75% per annum,
- Flat-rate trading across NSE and BSE,
- Lifetime free demat account,
- Access to ETFs, IPOs, equities, mutual funds, and derivatives,
- Invest Your Interest (IYI) feature to automate SIPs from earned interest starting at just ₹27, with potential CAGR of 15%,
- Real-time T+1 trade payouts credited directly into the same account,
- 4x leverage, algorithmic trading, chart-based execution, and low DP charges.
This initiative is especially focused on financial inclusion in underserved markets, aligning with Torus Digital’s vision of integrated and accessible personal finance. Through its advanced broking platform, users benefit from seamless transactions without the need for fund transfers.
Prakarsh Gagdani, CEO of Torus Digital, stated, “We are building a future where saving, trading, and investing converge into a single, intelligent financial journey. Our collaboration with Suryoday Small Finance Bank helps bring this vision to life, empowering investors across India.”
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Vishal Singh, CIO and Head – Digital Banking, SSFB, added, “Our partnership with Torus Digital bridges traditional banking with modern investing, offering customers a unique 3-in-1 solution with zero onboarding cost and maximum financial control.”
With over 710 banking outlets across 15 states and a customer base of 3.4 million, Suryoday Small Finance Bank brings reach and trust to this innovation. The partnership targets an AUM of ₹4,000–₹5,000 crore and plans to onboard 1 million+ customers in the next 2–3 years.
