Mumbai: Tata AIA Life Insurance Co. Ltd., one of India’s leading private life insurers, has announced its highest-ever bonus payout of ₹1,842 crore for the financial year 2024-25.
This milestone declaration marks a 26% increase over last year’s bonus of ₹1,465 crore and will benefit more than 8.15 lakh policyholders holding participating insurance plans.
This record bonus reflects Tata AIA’s strong financial performance and commitment to delivering consistent value to policyholders through its range of Par (Participating) life insurance plans.
The bonus will be applicable across popular products such as the Diamond Savings Plan, Smart Value Income Plan, Value Income Plan, and Shubh Flexi Income Plan — designed to support long-term financial goals such as child education, retirement planning, and income generation, while offering life cover protection.
“We are proud to announce another year of robust bonus payouts for our participating policyholders,” said Kshitij Sharma, Executive Vice President and Appointed Actuary at Tata AIA. “This record-breaking bonus not only reinforces the trust our customers place in us, but also demonstrates our commitment to supporting their financial journeys with superior returns and long-term stability.”
Participating Plans: Stability, Growth & Protection
Participating plans, also known as “with-profits” plans, allow policyholders to receive annual bonuses, depending on the insurer’s performance. These plans balance low volatility with growth potential, offering equity-linked returns while shielding against market fluctuations.
Key benefits of Tata AIA’s participating plans include:
- Low Volatility: Bonus payouts help cushion market fluctuations
- Equity Upside: Managed exposure to equities provides long-term growth
- Life Cover: Guaranteed insurance cover for family financial protection
In an economic environment where consumers seek stability with consistent growth, Tata AIA’s Par products offer a compelling value proposition for individuals aiming to build wealth while securing their families.
This declaration cements Tata AIA’s position as a leader in consumer-centric insurance solutions, delivering both financial protection and long-term performance.
