Mumbai: Muthoot Microfin Limited (NSE: MUTHOOTMF, BSE: 544055) has achieved a key business milestone as its Individual Loan AUM crossed ₹1,000 crore, while the company’s total Assets Under Management (AUM) exceeded ₹13,000 crore.
The Muthoot Microfin Individual Loan AUM milestone highlights the company’s steady progress in strengthening a diversified lending portfolio, with microfinance continuing to remain the core foundation of its operations.
The growth in Muthoot Microfin Individual Loan AUM has been driven by disciplined underwriting practices, focused on-ground execution, and a sustained emphasis on maintaining portfolio quality, complementing its established microfinance business.
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Muthoot Microfin continues to report stable operating performance, supported by improving disbursement momentum, strong customer engagement, and consistent collection efficiency.
As of 30 September 2025, the company served 3.36 million active customers through a network of 1,718 branches across 21 states and Union Territories and 392 districts, with a strong presence in rural and semi-urban markets.
Muthoot Microfin Individual Loan AUM Strengthens Diversified Lending Portfolio
Commenting on the Muthoot Microfin Individual Loan AUM achievement, Thomas Muthoot, Chairman and Non-Executive Director, Muthoot Microfin, said that while microfinance remains the cornerstone of the company’s business, the calibrated expansion into individual lending is intended to create a more resilient and balanced portfolio.
He added that the progress reflects the company’s long-term focus on responsible growth, strong governance, and delivering sustainable value to customers and stakeholders.
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Sadaf Sayeed, Chief Executive Officer, Muthoot Microfin, stated that the steady scale-up of the Individual Loan portfolio is the result of focused execution and disciplined risk management.
He noted that the portfolio has been built on robust credit assessment and strong collection processes, supporting healthy performance as it continues to grow.
Muthoot Microfin continues to focus on empowering women entrepreneurs through access to affordable and responsible credit.
