TVS Credit Services Q1 FY26 Results: Disbursements Up 12 Per Cent, PAT Soars 29 Per Cent

Chennai: TVS Credit Services, one of India’s leading non-banking financial companies (NBFCs), has reported a strong financial performance for the quarter ended June 30, 2025 (TVS Credit Services Q1 FY26), underscoring its focus on calibrated growth and digital transformation.

The company posted a net profit after tax (PAT) of ₹181 crore, representing a 29% year-on-year (YoY) increase compared to Q1 FY25.

TVS Credit Services recorded total income of ₹1,697 crore in Q1 FY26, up 6% YoY, and achieved a 12% YoY growth in loan disbursements.

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Profit Before Tax (PBT) rose 30% to ₹243 crore during the quarter. The company’s Assets Under Management (AUM) stood at ₹26,898 crore, reflecting a 2% growth from the same period last year.

TVS Credit Services Q1 FY26: Key Highlights

• Total Income: ₹1,697 crore, up 6% YoY
• Profit Before Tax: ₹243 crore, up 30% YoY
• Net Profit After Tax: ₹181 crore, up 29% YoY
• AUM: ₹26,898 crore, up 2% YoY
• Disbursements: 12% growth YoY
• Customer Base: Over 16 lakh new customers added in Q1; total customer base exceeds 2 crore

TVS Credit Services Q1 FY26 was driven by strong performance in the consumer financing segment. TVS Credit Services continues to strengthen its position in the financial services market by expanding product offerings, improving distribution capabilities, and enhancing customer experience through digital transformation.

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Commenting on the performance, the company emphasized its commitment to sustainable growth by building a diversified lending portfolio and leveraging technology to drive operational efficiency and customer satisfaction.

As TVS Credit Services moves forward in FY26, it aims to continue increasing market share, launching new products, and delivering value to its stakeholders through consistent, risk-calibrated expansion strategies.

(Figures in Crore)