Mumbai: Aditya Birla Capital Limited (ABCL) announced its unaudited financial results for the quarter and half year ended September 30, 2025, reflecting steady growth across its diversified financial services portfolio.
Aditya Birla Capital Q2 FY26 recorded consolidated revenue of ₹12,481 crore, a 4% year-on-year increase, while its consolidated profit after tax (excluding one-off items) stood at ₹855 crore, up 3% year-on-year.
Lending Portfolio Expands in Aditya Birla Capital Q2 FY26
The company’s total lending portfolio (NBFC and HFC) surged by 29% year-on-year and 7% quarter-on-quarter to ₹1,77,855 crore as of September 30, 2025.
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The total assets under management (AUM) across asset management, life insurance, and health insurance reached ₹5,50,240 crore, showing a 10% year-on-year increase.
The NBFC business reported disbursements of ₹21,990 crore, up 14% year-on-year and 39% sequentially. The housing finance segment saw disbursements rise 44% year-on-year to ₹5,786 crore, while AUM grew 65% to ₹38,270 crore.
Strong AUM Growth in Asset Management for Aditya Birla Capital Q2 FY26
In the asset management business, the mutual fund quarterly average AUM rose 11% year-on-year to ₹4,25,171 crore with an equity mix of 45.3%.
The equity QAAUM grew 7% to ₹1,92,401 crore, while operating profit increased 13% to ₹270 crore.
Insurance Businesses Continue to Drive Performance in Aditya Birla Capital Q2 FY26
For the first half of FY26, the life insurance business achieved a 19% year-on-year rise in individual first-year premium (FYP) to ₹1,880 crore.
Renewal premium grew 18% to ₹4,664 crore, while the net value of new business (VNB) margin improved by 420 basis points to 11.6%.
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In health insurance, gross written premium (GWP) climbed 31% year-on-year to ₹2,839 crore, and the standalone health insurer (SAHI) market share rose 170 basis points to 13.6%.
Digital Platforms and Network Expansion Strengthen Aditya Birla Capital Q2 FY26
ABCL’s omnichannel D2C platform, ABCD, offering over 26 financial products and services, has acquired more than 7.6 million customers as of September 30, 2025.
The company’s MSME-focused B2B platform, Udyog Plus, has grown rapidly with 2.4 million registrations and ₹4,397 crore AUM.
To deepen its reach, ABCL expanded its pan-India presence by adding 22 new branches in Q2 FY26, taking the total branch count to 1,712, with a focus on tier-3 and tier-4 towns.
